Five ways to save money right now (that don’t include living in a tiny house)

Ever since I started writing about frugal living, I’ve gotten more & more direct messages asking for advice or tips on finances and savings, and on topics ranging from eliminating debt to investing in low-cost index funds to questions on how to stretch a dollar. I am not a finance person, nor do I claim […]

Financial independence isn’t actually easy to achieve. We should stop saying it is.

I’ve been thinking a lot recently about the Financial Independence/Retiring Early (FIRE) movement, and some of the problems I see in the messaging around it. Todd and I are working toward FI and would like to retire early as well to pursue other endeavors and to free up our time for more travel and eventually, […]

Conscious gift-giving — not just for tiny house people

I love this time of year – the music, the decorations (the lights!), the movies (White Christmas, Elf, Home Alone, Love Actually, etc), the cookies, family, friends, get-togethers, tradition-keeping, the warmth. But what I don’t love is the over-commercialization of the holidays. I worry about America in general this time of year. I know that […]

You’re not going to win the lottery. (Here’s a better way to make your $2 – or more – grow)

Hey, you. I have some news for you. You’re not going to win the lottery (Powerball and Mega Millions) tonight. I’m sorry to be the one to break it to you. Yes, it’s fun to fantasize about all the things you could do with that kind of insane windfall. But it’s not going to happen. […]